PHD on Counseling Education

March 21, 2018

Counselor Education Ph.D. Program

The Ph.D. program, accredited by CACREP (Council for Accreditation of Counseling and Related Educational Programs), prepares students to work as counselor educators, clinical supervisors, and advanced practitioners in academic and clinical settings.

A sample of program awards include:

  • consistent top 10 rankings in the country by U. S. News and World Report
  • consistent top 10 rankings in the country by the Chronicle of Higher Education in terms of faculty scholarly productivity
  • faculty recognition by various professional organizations for outstanding teaching and mentoring, including the Rehabilitation Counselor Educator of the Year Award, the Penn State University Outstanding Teaching Award, the Penn State University Excellence in Advising Award, and the Penn State University Outstanding Student Organization Adviser of the Year Award.
  • faculty members have served as editors, reviewers, and editorial board members of leading journals in the field including: Journal of Counseling Development; Counseling Today; Career Development Quarterly; Journal of Counselor Education and Supervision; Rehabilitation Counseling Bulletin; Journal of Rehabilitation; The Family Journal; Journal of Mental Health Counseling; Professional School Counseling; Journal of Humanistic Counseling, Education, and Development. 

The mission of the program is to:

  • extend the knowledge base of the counseling profession in a climate of scholarly inquiry
  • prepare students to generate new knowledge for the profession through research that results in scholarly publications
  • prepare graduates to be leaders and advocates for change

An emphasis is placed on faculty involvement in areas including:

  • teaching, research, and professional service
  • leadership in national counseling associations and organizations
  • leadership as journal editors or associate editors
  • research and development: faculty have written over 600 journal articles and 50 books, and have delivered over 600 presentations at international, national, and state professional conferences

Program Objectives

  1. The Counselor Education doctoral program objectives address the professional leadership roles of counselor education, supervision, advanced counseling practice, and research competencies expected of doctoral graduates.
  2. The program consists of a minimum of four academic years of graduate level preparation (including master's-level preparation), defined as eight semesters, with a minimum of 96 graduate-level credits required of all students in the program.
  3. Learning experiences beyond the master's-level are required in all of the following content areas:
  • theories pertaining to the principles and practice of counseling, career development, group work, systems, and consultation
  • theories and practices of counselor supervision
  • instructional theory and methods relevant to counselor education
  • pedagogy relevant to current social and cultural issues, including social change theory and advocacy action planning
  • design and implementation of quantitative research methodology, including univariate, mutlivariate, and single-subject design
  • design and implementation of qualitative research, including grounded theory, ethnographic, and phenomenological methodologies
  • models and methods of assessment and use of data
  • ethical and legal considerations in counselor education and supervision
  • the role of racial, ethnic, and cultural heritage, nationality, socioeconomic status, family structure, age, gender, sexual orientation, religious and spiritual beliefs, occupation, physical, and mental status, local, regional, national, international perspective, and equity issues in counselor education programs

4. Counselor Education doctoral students will have experiences that are designed to:
  • develop an area of professional counseling expertise
  • develop collaborative relationships with program faculty in teaching, supervision, research, professional writing, and service to the profession and public
  • foster participation in professional counseling organizations, including the Association for Counselor Education and Supervision (ACES) and the American Counseling Association (ACA)
  • meet criteria for appropriate credentials
  • promote scholarly counseling research
  • enhance technical competence

Admissions Requirements

Students admitted to the doctoral program must have completed master's level studies that are comparable to CACREP entry-level standards and provide evidence of a knowledge base of a professional counselor. As part of the doctoral program, students can focus on a specialty area of interest including school counseling, mental health counseling, and rehabilitation counseling. Current full-time students generally receive financial assistance in the form of fellowships or graduate assistantships.
NOTE: This program is not offered online. It is only offered in residence at the University Park campus. 


Doctoral Program Contacts:

JoLynn V. Carney, Ph.D.
Associate Professor of Counselor Education
Coordinator, Doctoral Program
Phone: (814) 863-2404
Email:

Christine Andrus
Administrative Assistant
Phone: (814) 865-8304
Email:

What Is a Structured Settlement?

March 21, 2018

Despite all the legal language around them, structured settlements are simple. Many lawsuits result in someone or some company paying money to another to right a wrong. Those responsible for the wrong may agree to the settlement on their own, or they may be forced to pay the money when they lose the case in court.
If the settlement is small enough, the wronged party may have the option to receive a lump sum settlement. For larger settlements, however, a structured settlement annuity may be arranged.

In this case, the at-fault party puts the money toward an annuity, which is a financial product that guarantees regular payments over time from an insurance company.
The structured settlement agreement details the series of payments the person who was wronged will receive as compensation for the harm done to them. Structuring the money over a longer period of time offers a better future guarantee of financial security because a single payout can be spent quickly.
Structured settlements gained popularity in the 1980s after the U.S. Congress passed the Periodic Payment Settlement Act. According to the National Structured Settlements Trade Association, almost $6 billion in new structured settlements are issued annually.
Frequently Asked Questions: Get straightforward answers to common questions about a structured settlement annuity.

How Do Structured Settlements Work?

A structured settlement pays out money owed from a legal settlement through periodic payments in the form of a financial product known as an annuity. However, many legal settlements offer a lump sum payment option, which provides a one-time sum of money. The key differences between both annuity settlement options are the long-term security and the taxes. For example, money received from a personal injury case is almost always tax free when you receive it. However, once the money is yours, you’re liable for taxes and dividends from the lump sum.
There are a number of reasons why an individual may receive a structured settlement, the most common cases being:
  • Personal Injury: A personal injury case is a civil case where someone who’s been harmed files a lawsuit seeking money from the person believed responsible for the harm. Money in the form of a structured settlement helps recipient pay for medical expenses or other costs.
  • Workers’ Compensation: Most people know about workers compensation, which pays out workers who get injured on the job while they recover. Payments can be used for medical treatment and wage replacement during periods when injured employees are unable to work and other expenses.
  • Medical Malpractice: In some unfortunate cases, doctors can do more harm than good. In this instance, injured patients or the families of deceased patients can sue for medical malpractice.
  • Wrongful Death: A structured settlement is also a common way to compensate the family of someone whose death was the subject of a wrongful death claim. Families may be entitled to receive a stream of tax free payments, to replace the loss of income previously earned by the lost loved one.
Structured settlements — or structured annuities — are both financial products and legal judgements. While they function somewhat like private assets, they are also subject to complex regulations. Learn about the process of being awarded a structured settlement annuity as well as the legal protections and advantages given to structured settlement recipients through the following pages:
  • Structured Settlement Payout Options: Compare and contrast the different ways to accept a cash settlement from a lawsuit.
  • Government Support for Structured Settlements: Learn about how the government uses the tax code to promote the use of structured settlements.
  • Structured Settlements for Minors: Read about why this type of settlement is typically used in cases involving underage children.

Structured Settlement Pros and Cons

Structured annuities are ideally suited for many different types of cases. However, once the terms are in place, they cannot be changed. For additional information on how structured settlements work, payout options, or how to access your cash award ahead of the annuity contract schedule, the Structured Settlements FAQs page can be a beneficial resource within your search.
There are a number of advantages from receiving structured settlement payments. When deciding on any financial investment, it is important to understand the benefits along with the risks.

Pros of Structured Settlements

  • Structured settlement payments are tax-free.
  • In the event of the recipient’s premature death, the contract’s designated heir can continue to receive any future guaranteed tax-free payments.
  • Payments can be scheduled for almost any length of time and can begin immediately or be deferred for as many years as requested. They can include future lump-sum payouts or benefit increases.
  • Spreading out payments over time can reduce the temptation to make large, extravagant purchases and guarantees future income. This is especially helpful if the recipient has a medical condition that will require long term care.
  • Unlike stocks, bonds and mutual funds, structured settlements are not dependent on fluctuations of financial markets. Payments are guaranteed by the insurance company that issued the annuity.
  • A structured settlement often yields, in total, more than a lump-sum payout would because of the interest your annuity may earn over time.

Cons of Structured Settlements

  • Once terms are finalized, there’s little you can do to alter them if they do not meet your needs. You cannot renegotiate the terms if your financial situation or the overall economy changes.
  • Funds are not immediately accessible in case of an emergency, and the recipient cannot invest the lump-sum payout in other investments that carry higher rates of return.
  • Tapping into your structured settlement without selling payments will cost you money. You will pay surrender charges and IRS penalties if you withdraw funds before age 59½.
  • Some parts of a settlement, such as attorney’s fees and punitive damages can be taxed.
  • Not all states require insurance companies to disclose their costs to establish a structured settlement or lump-sum annuity. Without this information, a recipient could lose a significant amount of money from their settlement through administrative fees.

Selling Your Structured Settlement Payments

Selling Structured Settlement Payments: Find out how structured settlement recipients can access their cash award ahead of the annuity contract schedule. Learn more about topics like:
  • What Is the Secondary Annuity Market?
  • Key Considerations and Requirements
  • Selling Payments on Behalf of Minors

 

Cisco WebEx REVIEW

March 21, 2018


What is Cisco WebEx?

Cisco WebEx is often described as a flexible audio and video conferencing solution designed for businesses of all sizes, and represents a popular web conferencing software that integrates the primary tools that enable users to instantly conduct meetings online which are data, voice, and video. Available in various plans wherein each plan offers a specific capacity of work space and meeting space, Cisco WebEx has the capability to hold multiple meetings providing users a real-time experience.
This web conferencing software is also highly recommended for large scale product launches and educational sessions. Its broadcast-quality audio,  conference calls, and teleconferencing system allows users to to set up an effective team workspace that enhances group collaboration and brainstorming. Cisco WebEx is also described as a stable platform to hold meetings and works with multiple productivity tools.

Overview of Cisco WebEx Benefits

Cisco WebEx has a feature called WebEx Meeting Center that makes it easy for users to schedule, start, and conduct online meetings. To be able to start a meeting, a user should have a host account as the presenter in a hosted meeting. In scheduling a meeting, a user can prepare an invitation using Microsoft Outlook and then the schedule will be loaded into the Cisco WebEx system by clicking the “Add WebEx Meeting” tab that appears in Outlook.
To invite attendees for a meeting, the only information needed by the host or presenter are their email addresses and attendees can join through their phone, computer, or video system. The software is also enabling users to switch instantly from one device to another while an online meeting is on the fly. WebEx Meeting Center  facilitates easy access to meetings making attendees as active participants.
Cisco WebEx also has its Training Center where maximum collaboration is enhanced. In this feature, the software automatically sets up the screen view depending on the type of file that is being used. For instance, if it’s a PowerPoint Presentation, the screen view will instantly show a slide presentation with all of the needed controls. If it is a video file, a video presentation will automatically load up with video control features.
Attendees can edit shared files when they are provided with an assigned role or privilege allowing them to give annotations in real-time to files. This feature enhances brainstorming for a live discussion on topics.
Another feature of Cisco WebEx is its Event Center. Through this feature users can organize and conduct events with a capacity of up to 3,000 attendees.A prominent component of this feature is that invitations can be customize as well as the registration site. Events can also be conducted interactively as the software accommodates screen sharing, Q&A, polling, and chat. This feature allows users to effectively promote their brand and business to a large audience.

Overview of Cisco WebEx Features

  1. Web and Video Conferencing
  2. Conferencing
  3. Webinars
  4. Conferencing
  5. Chat and Brainstorming Tools
  6. Application/File Sharing
  7. Multimedia Content Sharing
  8. Call Sharing

OHIO STATE UNIVERSITY

September 20, 2017


The tennesse circumstance university, typically spoken as tennesse situation or maybe osu, is surely a open analysis college or college in columbus, tennesse. Launched in 1870, sort of a land-supply college or college yet as ninth faculty or college in tennesse exploitation the morrill paintings regarding 1862, the particular faculty or college become initially typically known as the unique tennesse farm but as kinetic college. The facultythe collegecollege started out that incorporates a consentrate on teaching pupils in numerous garden yet as kinetic martial arts designs however originated proper careful university or university among the route regarding governor rutherford b. Hayes yet as in 1878 the specific tennesse common assembly bimanual down the legislations modifying the precise complete to help “the tennesse condition university”. It offers as a consequence of the very truth made in to the 0.33 greatest college or college subject within the united states. At the side of it’s number one subject in columbus, tennesse condition similarly runs the native subject device having native campuses in capital of peru, mansfield, marion, newark, yet as wooster.

The college or university additionally can be belongings to a sizeable university boy lifestyles application, having in way over one, 000 university boy groups; extramural, golf club but as circle of relatives sports activities computer code packages; university boy press organizations but as journals, fraternities yet as sororities; but as an lively college boy imperative agency. Tennesse situation health clubs be competitive in division my large different and i (soccer jar subdivision with admire to football) on the ncaa and rectangular measure generally known as the particular tennesse condition buckeyes. The college or college is honestly a member of the particular large fifteen convention for plenty concerning sports activities.

The tennesse condition buckeyes mens glaciers hockey program competes from the massive fifteen conference, and it’s girls’s hockey application competes from the evolved body baseball affiliation. Similarly, the specific osu mens volleyball is honestly a member of the unique western extramural volleyball association (miva) while the mens subject game group is in reality a member of the precise large fifteen convention. Osu is absolutely idea of one in every of in reality fourteen schools from the us of a for the duration of which takes on division my tremendous different and i fbs footballing but as division my good sized other and that i glaciers hockey. Alumni yet as ex – scholars have absent on exquisite employment opportunities in vital, commercial enterprise, subject, drugs, schooling, sports activities sports, but as interest.

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Health Insurance

September 20, 2017
Scientific medical insurance is generally coverage regulations up in opposition to the chance concerning trade costs amid folks. By means of calculating the general threat regarding fitness and additionally health approach fees, amid a few type of targeted cluster.
Partner with nursing jobs insurance provider will establish a few kind of application finance production, much like a regular month-to-month top class or payroll area a burden on, to ensure that of which finances exists to get the fitness strengths every your insurance rules arrangement.
The actual gain is normally operate by manner of center business much like a power, personalised business enterprise, or now not-for-earnings corporation.

 Commensurate with your insurance guidelines connection regarding the us, insurance rules is normally described considering the fact that “coverage containing with the installments concerning strengths being a outcomes of circumstance or private harm. Carries insurance regulations supposed for loss through car coincidence, medical purchase, impairment, or unintended death and additionally having apart. A brand new settlement concerning associate with nursing jobs coverage regulations supplier (e. Gary. Accomplice with nursing jobs nondepository traditional financial institution or even a central authority) plus a personalized or his/her deliver in (e. Gary. Accomplice with nursing jobs chief or even a nearby community employer). The real agreement is typically replenishable (e. Gary. Every year, month-to-month) or womb-to-tomb from the circumstance involving customized coverage regulations, or be required for many voters from the condition involving national plans. The sort and also quantity of fitness charges which may be repleat from the coverage guidelines supplier sq.Evaluate each developing, in a totally fellow member settlement or “proof concerning insurance” pamphlet meant for personalised insurance guidelines, or in a completely countrywide fitness plan supposed for open insurance policies.


Supplied via accomplice with nursing jobs business enterprise-backed self-funded erisa set up. The corporate typically states which they'll want 1 among the large insurance policies agencies. Though, with associate with nursing jobs erisa circumstance, of which nondepository traditional financial institution “doesn’t work together from the behave concerning insurance”, they will simply offer this. As a end result, erisa plans are not be problem to talk about guidelines.

 Erisa plans sq.Evaluate led by authorities regulation under the jurisdiction in the us nation crew regarding hard work (usdol). The whole strengths or coverage policy insurance statistics squareevaluate determined from the format set up outline (spd). Accomplice with nursing jobs elegance want to endure your nondepository conventional financial institution, after that towards organization’s arrange fiduciary. When nevertheless vital, your fiduciary’s telephone is generally added on your usdol to review intended for erisa concurrence, so record some kind of going forward with judicature. The population health approach is known as medicare. The idea assures definitely free popular access to health center treatment and also sponsored out-of-hospital therapy. It really is funded by manner of 1. Five% vicinity a burden on levy with many taxpayers, a specific one hundred and also 20 or so 5th levy with large economic advantage earners, furthermore when you consider that primary profits.

The person fitness technique is typically funded via range of customized coverage policies businesses. The maximum vital of those is usually medibank, that changed into government-owned till subsequently 2014 when it in reality become unique about the australian stock trade.

Many customized medical insurance groups sq.Evaluate ‘for profit’ organizations just like australian oneness, and some sq.Evaluate non-earnings organizations just like hcf and therefore the hbf health and health finance (hbf). Many have membership limited to very revealing companies, even so the bulk have start membership. Account to most fitness price range is in addition accessible thru comparison net websites much like moneytime, comparethemarket. Com, iselect ltd., choosi and additionally youcompare. Those evaluation net-web sites attend to some type of fee-basis through arrangement with their taking component fitness finances. The character coverage rules examiner further features a no value internet website online that permits clients to consider and additionally evaluate personalised health insurers’ product, that’s documents with definitely really worth and also higher level of canopy.

Nearly all troubles with customized coverage policies with questionnaire squareevaluate controlled from the personalised insurance rules act 2007. Claims partner with nursing coverage coverage insurance inside the customized health agency is commonly meted to be had by a top notch freelance electricity, an individual can coverage rules examiner. The actual examiner publishes associate with nursing jobs as soon as-a-year survey of which outlines the amount and also nature involving proceedings every health fund in assessment with their market write about

The man or woman fitness approach with questionnaire capabilities with a community score basis, wherein bills will now not differ merely due to a few type of personality’s previous amnesics, present communicate about regarding fitness, or normally speakme their age but note term fitness and health cover under). Getting again together that sq.Evaluate ready times, particularly supposed for pre-current illnesses (commonly mentioned at instances the organisation for the reason that pea, of which is short for pre-existing disorder. Budget squareevaluate eligible for impose a few sort of equipped amount all the manner to three hundred and sixty five days with benefits for any situation your symptoms of this existed at some point of the six months preventing about the morning all of us initial wished available insurance regulations.

 They're similarly eligible for impose some sort of 12-month equipped amount supposed for advantages for treatment concerning companion with nursing jobs scientific area of expertise circumstance, plus a 2-month geared up amount for the ones alternative strengths while every other individual initial takes away personalized insurance rules. Finances keep the discretion in order to reduce returned or cast off this form of geared up times with personal times. They're further unengaged to no longer necessarily impose these people first, although this may area any such fund prone to “adverse selection”, luring a few kind of disproportionate range of clients through alternative finances, or at the swimming involving planning clients n’t bureau could probable substitute clever have joined different budget. It'd similarly seize the attention of people having current fitness situations, n’t bureau will not usually took to be had coverage regulations inside the least due to your refusal involving benefits for three hundred and sixty five days because of your pea concept. Partner programs paid out intended for these varieties of ailments could certainly produce strain with bills for those fund’s clients, enforcing a few so that you can decline their club, that might end in more rises with bills, plus a regeneration related to top charges-leaving customers might truely get there.

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 Ea earned over forty five% of its non gaap net sales from digital streams consisting of greater downloadable content (dlc), complete game downloads, cellular games and in game advertising and marketing and subscriptions. An accelerated contribution from virtual streams allowed for margin growth; ea’s financial fourth sector gross margin changed into seventy seven.4%, as compared to the seventy four.3% figure determined closing 12 months and the company’s guidance of seventy one%. The working margin improved from 26% to 31%.After the trial through bladder affliction is over, the couple is eventually approved to bathe and take the maximum enjoyable lavatory destroy in their whole lives, and over a period of months you may neglect the secret pile of waste the one you love was pressured to shudder out in a corner of your honeymoon suite long enough to bear being in the same room with reasonably-priced oakleys them once more.Greene: and doesn’t this say something approximately the game proper now? I suggest, the nfl’s so criticized for permitting these varieties of hits.

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United States insurance companies Health insurance

September 20, 2017
 Electric engineer (behind plazas one and three on marconi blvd), and ten west national, that along side plaza one type the first downtown advanced. Moreover to downtown columbus, national conjointly functions a critical presence in the columbus, ohio metropolitan suburbs of port and grove city.

Preceding brand used till september 2014
Nationwide currently has around thirty one,000 workers, and is hierarchal #91 within the most up-to-date fortune 5 hundred national is presently hierarchical #eighty five in fortune’s “one hundred first-class corporations to discern for.
By 1997, the city of columbus had person to end up the 15th largest town inside the u. S.. But, columbus by using now changed into the largest yankee metropolis while no longer informed sports activities franchise competitor in the top leagues in the u. S. I.E., conference baseball, the national conference, the countrywide basketball association, or the countrywide hockey league). When plans to maneuver the hartford whalers to columbus failing as soon as voters rejected a tax levy, the national mutual underwriter proclaimed that it’d build partner in nursing area adjacent to at least one national plaza in an endeavor to convey associate in nursing nhl franchise to columbus. This 2nd attempt was prospering, and also the columbus blue jackets started play at national arena in past due 2000. Nationwide area, named for the corporate, is that the centerpiece of the theater district, a district of recreation venues, eating places, and accommodations linking downtown columbus with the fast north neighborhood.

The columbus crew of convention soccer had been in reality the primary conference franchise representing columbus in the post-struggle technology, and that they play at their personal production, columbus group construction, that become the primary football-specific production built in the u. S., hole in 1999. The crew were one among the first individuals of the mks, and gained their initial mls cup in 2008.In view that 2004, nationwide has frequently obtained a 100 percentage score annually on the employer equality index, this is loose by way of the gay rights activist cluster human rights marketing campaign. Nationwide consists of “sexual orientation” and “gender identification” in its same employment chance coverage, and presents range education to its workers on sexual orientation.

In 2008 nationwide entered into associate in nursing exceptional partnership with tavis emoticon, collectively with help of smiley’s pbs television program as a provider of property and casualty insurance product. The assist of the television software ended in 2011, but the partnership maintains for distinctive occasions and initiatives.

National turned into conjointly a countrywide sponsor of the 2009 country of the black union event.

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 The video game industry has been on hearth. Marketplace lower back double digit yr over 12 months percent growth (via npd). Every month had yielded a extra than 10% gross income development, each month until now. The august npd retail record came out this week and it confirmed a surprise slowdown. Many are wondering what came about and if it’s cause for subject.For those a touch rusty, here’s a circle of relatives history (you might need pen and paper). Mom kris jenner (60) become married to robert kardashian,a us legal professional and businessman of armenian descent. The pair divorced in 1991, having had kourtney, kim (35), khlo (32) and rob (29). Robert rose to repute as o j cheap china jerseys simpson’s pal and assisted on his defence crew. He died in 2003.After lee’s arm healed and he went back to reshoot the scene, wholesale nfl jerseys rumors commenced going around the set that he changed into making plans to kill reasonably-priced oakleys wall for real. Surely, he wasn’t; he definitely wanted to cripple him.

 So for the element wherein he turned into purported to take out wall with a kick, lee gave it a few extra oomph and sent the man flying into the extras at the back of wall landed with such strength that when one of the extras attempted to trap him, he clearly broke his arm.(a) whole tooth germ was extracted (dashed line) and (b) the crown part (dotted line) became eliminated. Afterward, all ultimate tissues, which include reasonably-priced nfl jerseys keep the dental mesenchyme residing in the crown and its surrounding follicle, have been used for stem cellular isolation.Full discern and legend (51k)for every cell line, an entire tooth germ tissue, consisting of the dental mesencyme dwelling inside the developing crown and its surrounding follicle, was taken and located in 10 mm tissue culture dishes for mechanical disruption.

Indiana State University

September 20, 2017


Indiana nation university may be a public evaluation university supported in 1865. The university is further a member of the university affiliation of western indiana is discovered in terre haute, indiana, us. With the membership, allowing everyday college students to need instructions at absolutely specific member establishments, additionally because the rose-hulman institute of generation and saint mary-of-the-woods faculty.

The university gives a selection of packages with fully completely different majors university guy and graduate levels, additionally as enterprise majors applications, insurance, aviation, education, management, techniques, first-class arts, nursing, faculty of tune etc. Learning activities in university faculty is organized in every branch, additionally due to the fact the college of technology, college of nursing, health, and human services, bayh school of schooling, school of graduate and arch studies, donald w. Scott school of enterprise, school of arts and technology. Considering 2009, the college has been developing a alternative application, a blueprint for subject improvements in academic applications, housing selections and completely specific infrastructures. Numerous achievements and reputation accomplished with the aid of the university, additionally because the day foundation.

The award changed into finished due to the willpower of the college field for property existence technological know-how. Of the non-instructional, with a organism named sycamores, from the university’s sports activities groups combative with completely one-of-a-kind members at durations the department 1-aa kompestisi ncaa athletics. To choice the organism itself changed, from the beginning of the named sycamore missile, have become sycamore, as a consequences of they’ve stated as preventing teachers. – see extra at: http://rankinguni.Blogspot.In/2015/06/indiana-country-college.Html#sthash.Nen3220i.Dpuf

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